FACTS WHAT DOES FIRST NATIONAL BANK IN PINCKNEYVILLE (FNB) DO WITH YOUR PERSONAL INFORMATION? Revised:  02/2021

Why?
The types of personal information we collect and share depend on the product or service you have with us. The information may include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer a customer, we continue to share your information as described in this notice.


How?
All financial companies need to share customers' personal information to run their everyday business. ln the section below, we list the reasons financial companies can share their customers' personal information; the reasons FNB chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does FNB Share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account{s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates'everyday business purposes -
information about your transactions and experiences
No We don't share
For our affiliates'everyday business purposes -
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions?
Call (618) 357-9393 or go to https://www.fnbpville.com


Who we are  
Who is providing this notice? First National Bank in Pinckneyville

What we do  
How does FNB protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does FNB collect my personal information?
We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus or other companies

Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affliiates' everyday business purposes -
    information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing


Definitions  
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • First National Bank in Pinckneyville does not share with our affiliates.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First National Bank in Pinckneyville does not share with nonaffiliates so they can market to you

Joint Marketing
A formal agreement between nonaffiliated financial companies
  • Our joint marketing partners can include other financial service companies